Eligibility criteria for a loan from Paraloan

Paraloan assists people with disabilities to help themselves by providing term loans for housing, vehicles and other purposes.


To be eligible for a loan, applicants must meet the following criteria.

1. Physical disability

The loan is to be for the benefit of a person with a physical disability.

Physical disabilities we cover


2. Applicant's best interests

Paraloan considers that the loan will be in the applicant's best interests.


3. Lending policy

Our focus is on helping our when you are finding it difficult to access funding. As a general rule, where  other avenues of funding, such as banks, are not available or affordable.

If you do have access to other funding, we may still be able to help you, but you may not be eligible for our lowest interest rate.


4. Secured and affordable

Satisfactory security is offered, where required, and the applicant has the ability to repay the loan.



Paraloan wishes to emphasise that all applications are considered on their individual merits.


See also

Loan terms

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Paraloan will lend to people with physical disabilities where other sources of finance are not available or affordable, and when a loan is considered to be in the best interests of the applicant.